Call-To-Action: Exploring Solutions for Affordable Housing in Alameda County, an AC CAN Quarterly Stakeholder Convening

As the housing crisis intensifies in the Bay Area, financial coaches, social workers, and other income and asset building service providers have found the focus of their work changing.  Clients are more than just housing ‘cost-burdened,’ (spending more than 30 percent of their income on housing), they are often spending more than 50 or 60 [...]

Who Owns Your Neighborhood? The Role of Investors in Post-Foreclosure Oakland

Since 2007, there have been over 10,000 completed foreclosures in the City of Oakland.  With the much needed attention given to foreclosure prevention, there has been very little focus on what has happened to properties after foreclosure. Our analysis reveals that—as of October 2011—investors had acquired 42 percent of all properties that went through foreclosure [...]

By |2016-03-09T13:26:15-08:00June 28th, 2012|Tags: , , |

Race To The Bottom: An Analysis Of HAMP Loan Modification Outcomes By Race And Ethnicity For California

Since 2007, California’s families and neighborhoods have been devastated by the foreclosure crisis. Despite the objectives of the current federal Home Affordable Modification Program (HAMP)  and state and local efforts, millions of Californians have suffered as their mortgages have become increasingly unaffordable, as their housing values crashed, and as banks failed to modify mortgages to keep people in their [...]

By |2016-01-22T13:03:40-08:00January 22nd, 2011|Tags: , , , , , |