Call-To-Action: Exploring Solutions for Affordable Housing in Alameda County, an AC CAN Quarterly Stakeholder Convening

As the housing crisis intensifies in the Bay Area, financial coaches, social workers, and other income and asset building service providers have found the focus of their work changing.  Clients are more than just housing ‘cost-burdened,’ (spending more than 30 percent of their income on housing), they are often spending more than 50 or 60 [...]

Tyrone And Maria Don’t Live In Oakland Anymore: The Impact Of Housing Displacement On Employment Eligibility

All Oaklanders should be deeply concerned about the ongoing displacement of long-time Oakland residents who can no longer afford to live in the city or who have been pushed out of affordable housing, whether through legal or illegal means. While we debate about the number of victims, what government or the private sector should do [...]

Why We Need to Think About Financial Security at Work

First posted by CFED here. Although the U.S. economy continues to improve, finances remain a major source of stress for many Americans. Increasing debt, rampant predatory lending practices and low retirement savings continue to be issues for a majority of households. Pew Research Center found that more than two out of five American consumers are [...]

By | 2017-05-18T11:34:08+00:00 August 15th, 2015|Categories: Income and Assets Development|Tags: , |

Oakland’s Housing Affordability Crisis

As part of the City of Oakland’s A Roadmap Toward Equity report, Urban Strategies Council prepared a comprehensive data profile of the City’s current housing situation. By every measure, Oakland is in the midst of an affordability crisis: the vast majority of residents cannot afford to buy a home, nor would they be able to afford [...]

By | 2017-05-18T11:34:09+00:00 May 26th, 2015|Categories: Economic Development, Equitable Development, Income and Assets Development|

CFED PLATFORMS FOR PROSPERITY AWARD

Urban Strategies Council is pleased to announce that the Alameda County Community Asset Network (AC CAN) and Alameda County Social Services Agency were awarded the Platforms for Prosperity Prize on September 18 at the 2014 CFED Assets Learning Conference in Washington, DC.  AC CAN is a collaborative co-founded and staffed by Urban Strategies Council which [...]

By | 2017-05-18T11:34:11+00:00 October 14th, 2014|Categories: Economic Development, Income and Assets Development|

Savvy Consumer – What we’re learning so far

During the course of their work in Alameda County, our members discovered a gap among the existing financial education and credit building tools available.  Existing tools focused on individual choices, including budgeting and saving.  However, these tools did not address the immediate situation in which many community residents found themselves – trapped in the predatory [...]

By | 2017-05-18T11:34:13+00:00 April 7th, 2014|Categories: Economic Development, Income and Assets Development|

Savvy Consumer – Helping to protect and build wealth locally

One of the highlights of our Income and Asset Development program is the Alameda County Community Asset Network (AC CAN), a collaborative of financial institutions, community based organizations and public agencies working to develop innovative income and asset building strategies, service and policies.  AC CAN members recognize that increasing access to appropriate banking products is [...]

By | 2017-05-18T11:34:13+00:00 April 1st, 2014|Categories: Economic Development, Income and Assets Development|

Launching today: the Savvy Consumer Toolkit

Urban Strategies Council and AC CAN are pleased to announce the online launch of the Savvy Consumer Toolkit! This Toolkit is a financial education curriculum with a community consciousness, as it uses popular education to develop critical thinking skills regarding the long term cost and community impact of predatory financial products and services.  Toolkit participants become more informed [...]

By | 2015-07-20T09:37:36+00:00 December 10th, 2013|Categories: Economic Development, Income and Assets Development|

Race to the Bottom: An Analysis of Hamp Loan Modification Outcomes by Race and Ethnicity for California

As the nation’s largest banks are paying multi-billion dollar settlements and being investigated by Attorneys General and other regulators, many of their servicing problems and abuses continue to hurt homeowners. A new report by the California Reinvestment Coalition (CRC) with data analysis by Urban Strategies Council, “Race to the Bottom: An Analysis of HAMP Loan [...]

By | 2015-09-10T11:23:25+00:00 July 15th, 2011|Categories: Data, Income and Assets Development, Issue Areas, Reports|